If you need specialized insurance or have a specialized insurance need, contact John Ritenour and let him know what you’re looking for. John analyzes the needs of his clients and recommends a policy that fits every client. Insurance adjusters are in the best position to make financial offers and settle claims. The state licenses and insurance super to oversee an insurance company.
What started as an office of one has now grown to about 20 employees and numerous independent agents. IOA offers custom life insurance programs to suit the needs of each client. To accommodate both the needs of business owners who own small offices but often have clients with personal needs, IOA is licensed to work on both sides of the table.
IOA is certified as a New York Small Business Enterprise (SBE) that meets SBA requirements. IOA’s reach consists of every market in the state of New York. John Ritenour explained that he and his brother, Greg, knew that car insurance was the largest line item for insurance companies. But they knew that a broad insurance umbrella protected more businesses and individuals.
IOA insurance is like buying a Ford with top-notch suspension, noted John Ritenour. Their services extend beyond auto insurance to include all types of property insurance. Early on, they developed travel insurance policies that allowed policyholders to redeem the insurance when they traveled. While a unique concept, it provided consumers with the option to avoid high cancellation and replacement fees.
Other services like car rental insurance, auto, home insurance, general liability, group term life insurance, health insurance, and long-term care insurance quickly followed. Today, the agency offers several programs designed to give customers different choices in the insurance they choose to purchase. It also offers umbrella coverage, a type of group insurance that benefits the group if an individual on the group plan is involved in an accident to know more click here.
Ritenour’s companies today offer multiple motorcycle insurance options to meet the needs of consumers and business owners who own motorcycles, scooters, and other vehicles and customers who run or have run motorcycle businesses.