With the dawn of a new year, your financial goals will shape your life over the next 300 days and beyond. With BNP, your financial dreams and discipline can easily be realized. Zilch offers the following approaches to nailing your financial goals for 2022:
1. Manage your cash flow efficiently by paying overtime
With buy now pay later, you get the first quarter of the item’s price upfront. The remaining balance is paid in three installments of 25% each. The first payment is taken upfront, and the subsequent three payments are automatically handled every two weeks. Because payments are taken on a 2-weeks basis, you won’t have to worry about forgetting to make a payment or being charged interest. This feature also allows you to buy now pay later foods and other goods.
2. Shop responsibly through a personalised available spend
Zilch gets better with its personalized spend systems. After your registration, they will be able to carry out a minor credit check to determine your affordability. This will then determine how much you can spend on your personalized account. This will help you stick to a budget while enjoying your shopping experience at BNP. It is also an excellent way to keep track of your expenses and avoid overspending. With this feature, you can buy now pay later foods and other items.
3. Track your purchases and payments all in one place
With BNP system, you can track all your purchases and payments in the Purchases and Payment segment of the Zilch App. This way, you can keep a close eye on your expenses and know exactly where your money is going. The Purchases and Payment segment of the Zilch app is easy to use and keeps up with your buy now pay later foods programs.
4. Save as you spend by paying in 1 and getting cashback in return
With BNP, you can also get cashback on all of your purchases. This means you can save as you spend and get a little something back in return. Zilch Rewards allows you to make purchases at a discount. Accumulating these rewards depends on your purchase history. You will be able to receive some cash back on your purchases.